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Share Certificates


Regular Certificates

By committing your funds for a given length of time, you can generally expect to get a higher rate of return on your deposits. You can open a Share Certificate with as little as $500.00. At Ohio HealthCare FCU we offer terms as short as 3 months. View current rates.


All Certificates offer:

  • Fully insured by NCUA up to $250,000.00

  • Higher rate than Savings or Money Market Accounts

  • Terms from 3 to 60 months

*All certificates carry an early withdrawal penalty if the certificate is closed before the close of the term. If the term is 12 months or less, the withdrawal penalty is 90 days of dividends. If the term is over 12 months, the withdrawal penalty is 180 days of dividends.